Property taxes in Texas are enforced at the county level. When taxes go unpaid, penalties and interest begin accruing immediately. If the balance remains unpaid long enough, the taxing authority may initiate foreclosure proceedings.
Understanding the timeline is critical.
Tax Delinquency Timeline in Texas
Typically:
- Taxes become delinquent after January 31
- Penalties and interest accumulate monthly
- Legal action may begin after continued nonpayment
- Foreclosure sale may be scheduled
Each county may have slightly different procedures, but unpaid taxes can eventually result in loss of property.
Can a Homeowner Stop Tax Foreclosure?
Yes. Options may include:
- Paying the delinquent balance
- Setting up a payment agreement
- Refinancing
- Selling the property
Selling before foreclosure can prevent additional penalties and protect remaining equity.
Why Some Homeowners Sell for Cash
When time is limited, homeowners may choose a direct sale to avoid:
- Repair costs
- Agent commissions
- Long market timelines
- Buyer financing delays
Cash buyers can close quickly, allowing tax liens to be resolved at closing.
Sunbelt Cash Offer and Tax Situations
Sunbelt Cash Offer purchases properties throughout the Rio Grande Valley, including homes with delinquent property taxes or pending foreclosure.
The company coordinates with local title companies to ensure liens are cleared properly at closing.
Service Areas
- McAllen
- Edinburg
- Pharr
- Mission
- Harlingen
- Brownsville
- Weslaco
Final Thoughts
Unpaid property taxes in Texas can lead to serious consequences. Understanding your options early allows you to make informed decisions and protect your financial position.